:root{
  --navy:#081a3b;
  --navy2:#0e2b58;
  --teal:#16c7b8;
  --teal2:#087d75;
  --mint:#e9fbf8;
  --ink:#132238;
  --muted:#63758a;
  --bg:#f6f9fc;
  --white:#fff;
  --line:#dce7ef;
  --shadow:0 18px 60px rgba(8,26,59,.10);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.52}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.wrap{width:min(1180px,92%);margin:auto}
.top{background:var(--navy);color:#fff;text-align:center;padding:9px 14px;font-size:12px;font-weight:850;letter-spacing:.08em}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:56px;height:56px;object-fit:cover;border-radius:14px}
.brand b{font-size:15px;letter-spacing:.14em;color:var(--navy)}
.links{display:flex;gap:18px;align-items:center;font-size:14px;font-weight:750}
.btn{display:inline-flex;align-items:center;justify-content:center;border:1px solid transparent;border-radius:999px;padding:13px 19px;font-weight:850;cursor:pointer;transition:.18s}
.btn:hover{transform:translateY(-1px)}
.btn-dark{background:var(--navy);color:#fff}
.btn-teal{background:var(--teal);color:#052c29}
.btn-light{background:#fff;color:var(--navy);border-color:#c6d5e1}
.hero{background:radial-gradient(circle at 85% 18%,rgba(22,199,184,.25),transparent 28%),linear-gradient(135deg,#06132d 0%,#0a2147 58%,#0e376b 100%);color:#fff;padding:78px 0 68px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:44px;align-items:center}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:900;color:#91f5ec}
.hero h1{font-size:clamp(47px,7vw,82px);line-height:.94;letter-spacing:-.045em;margin:14px 0 18px}
.hero p{font-size:19px;color:#d7e5f4;max-width:720px;margin:0 0 24px}
.actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-card{background:#fff;color:var(--ink);border-radius:28px;padding:27px;box-shadow:0 28px 90px rgba(0,0,0,.24)}
.tag,.smalltag{display:inline-block;background:var(--mint);color:var(--teal2);font-size:11px;font-weight:900;padding:6px 10px;border-radius:999px}
.hero-card h2{color:var(--navy);font-size:29px;line-height:1.08;margin:14px 0 12px}
.hero-card ul{list-style:none;padding:0;margin:0}
.hero-card li{padding:10px 0;border-bottom:1px solid var(--line);font-weight:700}
.hero-card li:last-child{border:0}
section{padding:72px 0}
.soft{background:var(--bg)}
.head{max-width:850px;margin-bottom:32px}
.head h2{font-size:clamp(34px,5vw,54px);line-height:1.02;letter-spacing:-.035em;color:var(--navy);margin:0 0 12px}
.head p{font-size:18px;color:var(--muted);margin:0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--shadow)}
.icon{width:46px;height:46px;border-radius:13px;background:var(--mint);color:var(--teal2);display:grid;place-items:center;font-weight:950;font-size:20px}
.card h3{font-size:23px;color:var(--navy);margin:11px 0 7px}
.card p{color:var(--muted);margin:0}
.dual{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.panel{border-radius:28px;padding:30px}
.panel.finance{background:var(--navy);color:#fff}
.panel.ai{background:#f4fbfa;border:1px solid #ccebe7}
.panel h3{font-size:31px;margin:8px 0 12px}
.panel.ai h3{color:var(--navy)}
.panel ul{margin:0;padding-left:18px}
.panel li{margin:9px 0}
.offer{background:linear-gradient(135deg,#073c37,#0d6d66);color:#fff;border-radius:30px;padding:36px;display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center}
.offer h3{font-size:38px;line-height:1.04;margin:10px 0}
.offer p{color:#d8fff8}
.offerbox{background:#fff;color:var(--ink);border-radius:20px;padding:22px}
.perk{padding:11px 0;border-bottom:1px solid var(--line)}
.perk:last-child{border:0}
.perk b{color:var(--navy)}
.scale-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.scale{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:var(--shadow)}
.scale b{display:block;color:var(--navy);font-size:20px;margin-bottom:5px}
.scale p{margin:0;color:var(--muted)}
.quiz-shell{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);overflow:hidden}
.quiz-top{padding:24px 26px;border-bottom:1px solid var(--line);background:linear-gradient(135deg,#fbfefe,#eefaf8)}
.quiz-top h3{margin:0;color:var(--navy);font-size:28px}
.quiz-top p{margin:6px 0 0;color:var(--muted)}
.progress-wrap{margin-top:18px}
.progress-meta{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);font-weight:800}
.progress{height:9px;background:#e6edf3;border-radius:999px;overflow:hidden;margin-top:7px}
.progress span{display:block;height:100%;background:linear-gradient(90deg,var(--teal),#34d1c2);width:0%;transition:.25s}
.quiz-body{padding:28px}
.qstep{display:none}
.qstep.active{display:block}
.qstep h4{font-size:25px;color:var(--navy);margin:0 0 8px}
.help{color:var(--muted);margin:0 0 18px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field.full{grid-column:1/-1}
label{display:block;font-size:12px;color:#475569;font-weight:850}
input,select,textarea{width:100%;margin-top:6px;padding:13px 14px;border:1px solid #c9d7e2;border-radius:12px;background:#fff;color:var(--ink)}
textarea{min-height:96px;resize:vertical}
.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.choice{border:1px solid #cbd8e2;border-radius:15px;padding:14px;background:#fff;cursor:pointer;font-weight:750;color:var(--navy)}
.choice input{width:auto;margin:0 8px 0 0}
.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.path{background:#fff;border:1px solid var(--line);border-radius:24px;padding:25px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.path.featured{border:2px solid var(--teal)}
.path h3{font-size:24px;color:var(--navy);margin:10px 0 8px}
.path p{color:var(--muted);margin:0 0 16px}
.path button{width:100%}
.quiz-nav{display:flex;justify-content:space-between;gap:12px;margin-top:24px}
.hidden{display:none!important}
.result{background:#f4fbfa;border:1px solid #bde6df;border-radius:18px;padding:18px;margin-top:18px}
.result h4{margin:0 0 6px;color:var(--navy)}
.result ul{margin:8px 0 0;padding-left:18px}
.note{font-size:12px;color:var(--muted)}
.callout{background:#fff;border:1px solid var(--line);border-left:5px solid var(--teal);border-radius:18px;padding:20px;box-shadow:var(--shadow)}
.callout b{color:var(--navy)}
.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.how-step{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px}
.how-step span{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--teal);color:#052c29;font-weight:900}
.how-step h3{color:var(--navy);margin:10px 0 5px}
.how-step p{color:var(--muted);margin:0}
.cta{background:var(--navy);color:#fff}
.cta .head h2{color:#fff}
.cta .head p{color:#d6e5f4}
.contact-row{display:flex;gap:12px;flex-wrap:wrap}
.footer{background:#071225;color:#a8b9cc;padding:28px 0;font-size:13px}
.footer-row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.mobile{display:none}
@media(max-width:900px){
 .hero-grid,.dual,.offer{grid-template-columns:1fr}
 .grid3,.path-grid,.scale-row,.how-grid{grid-template-columns:1fr}
 .fields,.choice-grid{grid-template-columns:1fr}
 .field.full{grid-column:auto}
 .links a:not(.btn){display:none}
 .mobile{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:90;background:#fff;border-top:1px solid var(--line);padding:9px;gap:8px}
 .mobile a{flex:1}
 body{padding-bottom:70px}
}