Kubera Finance

MCA DEBT RELIEF & BUSINESS DEBT CONSOLIDATION

MCA relief.
Room to move.

Daily or weekly payments squeezing your business? Explore MCA relief programs that seek negotiated balance reductions or revised payments, and business debt consolidation through eligible financing. Two different approaches. One starting point for a personal review.

Let’s start with what your business needs.
Already feeling the squeeze?Call 305-803-7334 →Understand MCA relief options ↗

Understand the difference

Reduce the debt. Or refinance the payments.

MCA debt relief & settlement

The goal is to resolve existing MCA obligations through negotiation. A specialist provider may seek a reduced balance, an agreed settlement, or changes to payment terms. This program is not a new loan.

Any reduction depends on funder agreement. Provider fees and program terms affect the final cost, and collections or legal action may continue during negotiations.

Review relief programs ↗

Business debt consolidation

The goal is to replace eligible existing obligations with new financing. A qualifying term loan or line of credit may be used to pay off those debts and create a more manageable repayment structure.

Consolidation does not automatically reduce the balance owed. Compare the payment schedule, total repayment cost, fees, and which debts will actually be paid off.

Review consolidation options ↗

Kubera Finance helps gather your information and arrange an appropriate provider review. Acceptance, savings, payment reductions, and financing approval are not guaranteed.

OUR MAIN FOCUS / DEBT RELIEF & CONSOLIDATION

Get a clearer view of the way forward.

Tell us what you owe, what the payments look like, and how the business is doing. We help you review whether a negotiated relief program or a financing-based consolidation path is worth exploring.

Review my payment pressure ↗Explore the MCA guide →
YOUR MCA REVIEWPERSONAL REVIEW
01
Current obligationsBalances, advances, and payment schedule
REVIEW
02
Cash flowRevenue, expenses, and payment pressure
ASSESS
03
Possible pathsNegotiated relief or consolidation financing
DISCUSS
A lower periodic payment can still mean a higher total cost. Review the full terms before committing.

02 / OTHER BUSINESS CAPITAL PROGRAMS

Capital that fits the business behind it.

Need funding beyond debt relief or consolidation? Explore financing around your assets, receivables, cash flow, and plans. We’ll review the purpose and possible structures with you.

Explore business capital ↗

SECONDARY FINANCING PROGRAMS

01Asset-based lending (ABL) ↗
02Invoice factoring ↗
03Term loans ↗
04SBA financing ↗
Availability, approval, costs, and terms depend on underwriting and provider requirements.

A SIMPLE WAY IN

Share the situation.
Review the options.

01

Tell us what you need

Start with negotiated MCA debt relief or business debt consolidation. ABL, invoice factoring, term loans, and SBA financing remain available for other capital needs.

02

Kubera prepares the brief

Share the business details and relevant financial documents. We’ll use them to prepare for a focused conversation.

03

Kubera speaks with you

We discuss possible relief or capital paths, what further information is needed, and the next step.

Your situation gets a personal review. An inquiry is not a financing approval.

START HERE

A few details. A useful next conversation.

Choose the program you want to discuss. Share a few details about your business and current financing.

Prefer to book directly? ↗Already in touch? Secure document upload ↗

Kubera Capital & Debt Relief Intake

A focused intake. A person reviews the next step.

Step 10%

Tell us about the business.

This helps us route the right questions.

What does your business need?

Choose negotiated MCA relief or consolidation financing first, or select another capital program.

Your capital needs

Estimates are fine. This is an initial review, not a financing application.

Tell us about your MCA payments.

Estimates are fine. Please use the private upload for statements or contracts.

What would you like to consolidate?

This path reviews replacement financing, such as a term loan or line of credit. Estimates are fine.

Your assets and receivables

Help us understand what supports the request.

Almost done — where should we follow up?

Your answers help us prepare for a useful conversation instead of a generic sales call.

Your request is in.

Received by Kubera. Your request is in the private review queue. Finish the useful steps below before Kubera calls, so the conversation starts with context.

Requested financial review

    02 / IF RELEVANT
    Send supporting documents

    Bank statements, MCA statements or agreements, tax papers, and financial records belong in the private upload.

    Continue to secure upload →
    03 / CHOOSE A TIME
    Set the conversation

    Choose an available date and time and complete your booking on Google Calendar.

    Book 30 minutes with Kubera ↗

    Kubera reviews the evidence and prepares the conversation. Financing options and next steps receive personal review.

    KUBERA FINANCE / BUSINESS CAPITAL & DEBT RELIEF

    Give your business room to move.

    Start with payment pressure or a clear capital need. Let’s review the next step.

    Review your options ↗